I wrote this guide after testing both apps on my own devices and reading through official support pages from Google and Samsung. If you’re someone trying to decide which wallet app to stick with, this breakdown is for you.
Table of Contents
What is Google Wallet?
Google Wallet is a digital wallet that stores payment cards, loyalty cards, tickets, and transit passes.
- Works on most Android phones and even iPhones, though iOS features are limited.
- Lets you make contactless payments in stores, online, and inside apps.
- Widely available, supported in more than 60 countries.
I’ve used Google Wallet while traveling, and it worked almost everywhere my card was accepted.
What is Samsung Wallet?
Samsung Wallet brings several Samsung services into one place.
- Includes Samsung Pay for payments and Samsung Pass for password storage.
- Stores loyalty cards, digital IDs, boarding passes, and even car keys on supported devices.
- Supports NFC payments and, on some older Galaxy models, MST (Magnetic Secure Transmission), which lets it work on older payment machines.
I tested Samsung Wallet on a Galaxy device, and it worked smoothly with both NFC terminals and loyalty cards.
How They Work in Daily Use
- Google Wallet: Open the app, add your cards, and tap your phone to pay. Works in apps and online too.
- Samsung Wallet: Add your cards or passes, then pay with your phone or Galaxy Watch. You can also unlock extra features like storing IDs.
Both apps are simple once you set them up, but Samsung Wallet gives more device-specific perks.
Security Features Compared
Security is the biggest concern for most people. Both apps take it seriously.
- Google Wallet: Uses encryption, tokenization, and Google’s global security system.
- Samsung Wallet: Uses Samsung Knox, encryption, and biometric checks like fingerprint or iris scan.
I’ve seen both wallets block unauthorized use when a phone is lost, so you can trust the protection in real-world use.
Device Compatibility and Availability
- Google Wallet: Works on almost any Android, plus limited iOS support. Available in 60+ countries.
- Samsung Wallet: Only works on Samsung devices. Features like digital IDs vary by region.
If you switch between brands, Google Wallet is the safer choice. If you stick with Samsung, their wallet gives you tighter integration.
Which One Should You Choose?
- Pick Samsung Wallet if you own a Galaxy phone and want features like Samsung Pass, car keys, or MST support.
- Pick Google Wallet if you need a wallet that works across devices, regions, and brands.
Video Guide:
I personally use Google Wallet on my daily driver because I also test other Android phones, but Samsung Wallet felt more complete when I used my Galaxy.
FAQs
Is Google Wallet free to use?
Yes, it’s free. Your bank may charge normal transaction fees, but Google does not.
Does Samsung Wallet work on non-Samsung phones?
No. You need a Samsung device to install and use it.
Can I use both wallets on the same device?
Yes. On Samsung phones, you can install and use both. I tried it and had no issues switching between them.
